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Close SBI Credit Card

There is little different procedure for closure of SBI personal and corporate credit card. One thing is common before closure; all the dues should be made clear.

SBI bank provides closure facility online, through email, through post, or customer services.

Before the procedure of closure, you must redeem the credit card reward points. Otherwise, you will lose  your earned credit card reward points

Closure of SBI credit card is as important as the care during the opening of the credit card. If we miss any of the procedure, then we may have to face unnecessary problems related to lose in the CIBIL report.

Our research team has shared all the possible essential information related to SBI credit card closure in this blog. We expect that this blog will be useful in answering your queries. 

• Close SBI credit card online
• Close SBI credit card EMI
• Pre close SBI credit card online
• Close SBI credit card temporarily
• Close SBI credit card permanently
• Close SBI  FBB credit card
• Close SBI credit card through email
• Close Tata SBI credit card
• Close SBI railway credit card
• Close SBI Platinum credit card
• Close SBI simply click credit card
• Check SBI credit card close status
• Close SBI credit card loan
• Close SBI credit card application
• Close SBI credit card by SMS
• Close SBI prime credit card
• Close SBI gold credit card
• Close SBI credit card Quora
• SBI credit card cancellation number
• SBI credit card cancellation customer care
• Pros and Cons
• Conclusion
• Frequently asked questions

Close SBI credit card online

To close SBI credit card, one can request the bank through the customer care contact number, or one can send the request of closure through the post.

• Toll-free customer number is operative 24×7. You can request the closure of your credit card through a telephone/mobile phone. The customer care number is 18601801290.
• You can send an SBI credit card closure letter to the address: SBI Card, PO- Bag 28, GPO, New Delhi-110001. You must not mention confidential information such as card PIN or CVV number. Be ready to write name, credit card number, date of birth in the closure application.
• The bank requests the customers to tear the credit card diagonally after sending a request of closure.
• There is no online kind of provision to close the SBI credit card.

Close SBI credit card EMI

When we do balance transfer (BT) of credit card for some purchasing and opt EMI method of repayment, then the bank deducts the EMI as per advice. If we want to close or cancel the SBI credit card EMI, then following are the processes-

• You can only cancel the EMI booked within 45 days. If you clear the credit card bills and want to cancel the booked EMI, please request on toll-free customer care number – 18601801290 or (STD code of your town) 39020202.
• Please keep the details of your credit card before dialing the customer care.
• SBI Bank will refund any interest or fees taken by them if the cancellation of booked EMI will be made within 45 days.
• If you have purchased some items and booked the EMI and if money got transferred through VISA money transfer (VMT), then in this case, return of money transfer is not possible.

Close SBI credit card temporarily

For security reasons, you may wish to close or deactivate your credit card temporarily. Deactivation and activation process for a debit card is quite common, but you can do it with your credit card also.

You have to take care of clearing the due bills before temporary closure.  You must also check that any EMI or scheduled deduction should not be during the period of the temporary closure of credit card.

Following are the methods, you can adopt for the closure of SBI credit card temporarily-

• Go through customer care number- 18601801290 or (STD code of your town) 39020202.  An automated voice record system will help you in the deactivation of a card or temporary closure of the card. 
• You have to deal with the phone number already registered with your credit card.
• You must have a credit card number and CVV ready with you. You must provide the one-time password number send by a bank on the telephone.
• Alternatively, you can mail the local branch of the SBI for the temporary closure of the credit card. You have to provide the card number. Please do not disclose the CVV number or any other credentials for security reasons. 

Close SBI credit card permanently

Some time due to the availability of better credit cards on another bank or if we do not want to continue the credit card, we wise to close the present SBI credit card permanently.

The process of permanent closure of the SBI credit card requires a few easy steps. You can close the SBI credit card permanently by taking the help of customer care services. You can take the help of an email facility or even by visiting the nearest branch of SBI permanent closure process can be completed.

A few individual checks are essential before the process of permanent closure of the SBI credit card. Checking of no dues of any bills of credit card is necessary.  Bills should be cleared before the closure process.

Once your closure procedure will be completed. Do not forget to collect any objection certificate and no dues certificate from the bank.

Do check your CIBIL report and let us fully assured that the closure of credit card is reflecting on your CIBIL report and zero dues are updated in your CIBIL report.

Close SBI FBB credit card

FBB style up SBI credit card is famous for the special privilege in shopping. If you want to close the SBI FBB credit card, then better you use the credit customer care services. However, you can initiate the closure process by email or writing a letter also.

Following tips will help you in the closure of SBI FBB credit card-

• FBB SBI credit card is specially designed for shopping purposes. Check that you have redeemed all the earned credit points or not. 
• Before the closure process must redeem the credit points and must clear all the credit card dues.
• Without clearing credit card, Bank will not accept your closure request.
• Dial the customer care number from your registered mobile or landline. Toll-free customer care number is 18601801290 or (STD code of your town) 39020202. Customer care is operative on 24×7.
• Keep the details of credit card ready as it requires during your automated customer care machine interaction.  

Close SBI credit card through email

SBI bank provides an email facility to customers to ease the process of closure or any type of work related to the credit card.

Followings steps are essential to complete the closure process of SBI credit card through email-

• You have to send a request for closure of SBI credit card in the email address- [email protected]
• You will get immediate acknowledgment of having a number. Keep this acknowledgment number in safe custody for any further correspondence, if required.
• Bank will accept your credit card closure request if all dues are cleared before your request email.
• Bank will accept your request and notify you about the closure of your credit card account.
• Do not forget your SIBIL report to re-certify whether the closure procedure of the credit card is over without error. There must not any dues reflecting in your CIBIL report in the name of the closed credit card. 

Close Tata SBI credit card

There is a dedicated web site and customer care service number for Tata SBI credit card customers. If you wise not to continue the credit card service and want to close Tata SBI credit card, then follow the below-shared points- 

• The preferred way to process the closure of the Tata SBI credit card is through customer care.

• You can contact them by phone, by email or through your credit card online account.
• The email ID to put up your request for closure of the tata SBI credit card is [email protected].
• Write your 16 digit card number and request for closure of credit card in the subject line during mailing the request for closure.
• Do not forget to clear all the credit card dues before the credit card closure process.
• You can also send a letter requesting the closure of the Tata credit card by the post office. The postal address is –

Manager- Customer Services, SBI Cards & Payment Services Ltd.DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon -122002(Haryana) India.  A most popular way to raise a request for closure of the Tata SBI credit card is through an automated toll-free customer care number. Toll-free customer care number is 18601801290 or (STD code of your town) 39020202.

Close SBI railway credit card

IRCTC SBI credit card is popularly known as the SBI railway credit card. If you want to close the SBI railway card, you can contact customer care or write and send a letter requesting to close the IRCTC SBI credit card.

Following are the ways to close SBI railway credit card-

• You have to check that all the bills of the card are cleared before the closure of the SBI railway credit card.
• You can use the customer care number 18601801290 and request them to close the IRCTC credit card. This is an automated call system; the computer will ask for credentials such as credit card number and CVV. Finally, you have to type the one time password on the mobile/phone to end the process.
• You can close the SBI IRCTC credit card by sending a request letter to the SBI IRCTC credit card department also. The address of the credit card department is- SBI Cards & Payment Services Ltd.DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon -122002(Haryana) India.
• The third option to request for closure of your account is through email. You can directly use the email facility under the mailbox of your online SBI IRCTC credit card platform. Mention your credit card number only when you correspond to the officials; CVV comes under your confidential credential just like a one-time password.

Close SBI Platinum credit card

SBI Platinum credit card is known for its optimum credit point earner. The maximum one can earn 40000 credit points in a year through the SBI Platinum credit card. You must check that your earned credit points have already been redeemed, and no bills is lying for clearance.

You can close the SBI Platinum credit card by online through your credit card platform, through customer care or writing and sending a letter related to the closure of your credit card by post.

• Go to your SBI Platinum credit card online platform.
• After logging in, you will get a mailbox or a symbol of envelop top right side of your screen.
• Click the mailbox and go to new mail.
• Chose the option to send a letter.
• Write an mail mentioning that you do not require such and such credit card number and request the official to close it. You also mention that you have cleared all the bills related to the credit card.
• You will get a notification in your registered mobile and email related to the closure of your credit card. Keep it for future records.
• Once your SBI Platinum credit card closure notification comes, you must re-verify the proper closure process by checking your CIBIL report. In your CIBIL report under credit card column closure of card and zero balance must reflect. 

Close SBI simply click credit card

SBI simply click credit card is better known for its ease in use at every corner of life. The process of closure of this credit card is also easy.

You can take the help of an online desk through email and customer care services to close your SBI Simply Click credit card.

• You can mail in email  ID:   [email protected]
• You can send it from the mailbox available on your online credit card platform.
• In an email, you have to mention the credit card number in the subject line with closure request. Mention the credit card number and declare the no dues in the credit card.
• You can send a letter to the Manager, Customer care to close your credit card. You have the option to close your SBI Simply click credit card via customer care services. The customer care toll-free contact number is 18601801290 or (STD code of your town) 39020202.

Check SBI credit card close status

It is obvious to think whether my application to close the SBI credit card process is over or the status of my application. Credit card is not only financial transaction ease and liabilities, but it affects a lot of our future bank credibility.

When we approach any bank to grant us any personal or business loan, the first step of the bank is to check my CIBIL score report. Any dues in earlier credit card taken or non- proper closure of a credit card damage our score a lot.

The best way to check your complete error-free closure is through your CIBIL report. CIBIL report is available online. You can check your CIBIL score by visiting the CIBIL web site – https://www.cibil.com/

However, to know the status of closure of your SBI credit card, you can visit your SBI Branch, they will let you know the present status of your application related to closure of credit card. 

Close SBI credit card loan

Personal loan or instant loan up to the maximum amount of credit card limit is granted by SBI bank based on the customer’s credit history. If a customer wants to pre-close the SBI credit card loan, the first thing he/she has to do is to pay the loan amount ultimately.

 SBI bank grants facility to close SBI credit card loan online, through email or post.

• Go to your online credit card account. Go to the mailbox provided top of the right side of your screen. Mention the card number and ‘request to close credit card loan’ in the message line.
• Send the mail addressed to Manager, Customer care, mentioning that you have cleared the dues online, and now you want to close your SBI credit card loan.
• You can request the closure of the SBI credit card loan by taking the help of customer care number-18601801290 available and active 24×7.

Close SBI credit card by SMS

There is a facility to close/block the SBI credit card by SMS. SMS XXXX to 5676791 (XXXX are the last four digits of your credit card).

Close SBI prime credit card

SBI prime credit card is famous for providing the facility. If you want not to continue the SBI prime credit card, then you have to complete simple formalities.

• You can call the customer care department in the contact number-18601801290 to close the credit card. You must keep the credentials related to the SBI prime credit card ready as it requires during interaction with the automated customer care system.

Close SBI gold credit card

SBI gold credit card is best known for its credit point-earning facility from joy and fun industries. You can close the SBI gold credit card by sending a request letter by post or by sending an email.

The email address for sending closure application is – [email protected].

If you wish to send the closure letter by post, throw it in the following address-

 Manager- Customer Services, SBI Cards & Payment Services Ltd.DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon -122002(Haryana) India.

Pros and Cons

Conclusion

Closure of SBI credit card or closure of SBI credit card EMI requires few simple steps. The clearance of all the dues is a mandatory condition in closing the SBI credit card. One can close the SBI credit card by sending a request letter by email or by post. Details of the closure of different kinds of SBI credit card is discussed elaborately on this web page on the above lines.