Close City Bank Credit Card

How to close Citibank credit card

In this blog I am giving important information on the topic-  Citibank credit card closure process; Pre Closure necessary check; Close Citibank credit card online; Close EMI in Citibank credit card; Close Citibank credit card India; Close Citibank credit card loan; Close Citibank credit card Singapore; Close account after cancelling credit card Citibank; Close Citibank credit card UAE; etc.

Closure of Citibank credit card requires clearing all outstanding dues. Simple steps you have to take to close the Citibank credit card. There is an online and offline facility available to initiate
credit card closure.

These days’ person keeps many credit cards as different credit cards offer the special facility for different area. Sometimes we feel that a particular card has no more use; we decide to close down a few simple necessary steps for closure of Citibank credit card. A more popular method for the credit card closure process is through Citibank customer care; however, there are other methods such as online banking, email, or visiting Citibank’s nearest office.
It is common to complain that if anyone wants calls customer care and requests for credit card closure process, then the bank executive tries their best to make you understand the benefits of retaining the card. They even offer you some attractive offers, if you feel beneficial you can avail the special offer and continue the credit card. Our credit card research team has shared the necessary essential points one should go through each below-given point for a proper error-free *Citibank credit card closure process.

*Pre Closure necessary check
*Close Citibank credit card online
*Close EMI in Citibank credit card
*Close Citibank credit card India
*Close Citibank credit card loan
*Close Citibank credit card Singapore
*Close account after canceling credit card Citibank
*Close Citibank credit card UAE
*Pros and Cons
*Conclusion
*Frequently asked questions

Pre Closure necessary check

Following essential points require checking before initiation of closure application of Credit card in Citibank-
Do check that there should not be any credit points remaining in your account un-deemed. There are chances that credit points are accumulated in your account and you are not aware of that. If you will initiate the closure application then the accumulated credit point will go away. Check that there is no outstanding amount of money against the credit card. A Bank representative scrutinizing your application ensures that there are no dues in your credit card account. Without
clearing all the dues, not possible to close down the care. Please check all monthly pre-scheduled payments from the Citibank credit card are settled. This will make hinder the closure process.

Close Citibank credit card online

The online process for closing down the Citibank credit card requires to take help of online net
banking for clearance of dues if there are any, deactivating your credit card, and finally one has to request customer care popularly known as Citiphone to close your credit card. The following steps are helpful in the closure process-
Log in to the Citibank credit card web portal https://www.citibank.co.in/ibank/login/IQPin1.jsp

Check and pay if there is any outstanding amount. Go to the deactivation of a credit card. Select your card number and deactivate the card.
Contact the Customer care services of Citibank in the 24×7 functional numbers- 18602102484 ( From any part of India),912249552484 (From outside India)

Close EMI in Citibank credit card

If there is running EMI in Citibank credit card and you want to close the credit card, then as per norms of Citibank customer’s outstanding amount is debited as consolidated from the Citibank linked account or the customer has to deposit the money.

Consolidated deduction related to EMI is computed as per monthly reducing balance.
The following steps are helpful in the closure of EMI in Citibank credit card-
#Contact customer care on Citibank’s phone number.
#Select the credit card option in the automated dialed system of customer care.
#Go to the loan option. Choose the closure of the loan after entering the credit card number.
#The outstanding amount must be cleared before the initiation of the closure application.

Close Citibank credit card India

Citibank provides specialized web pages for customers of India. Citibank maintains various web sites for customers of different countries. If a customer from India wants to close the Citibank credit card then he/she has to refer to the web site –
https://www.online.citibank.co.in/

City Bank -click the photo for the bank link
For City Bank link click the above photo

The process of closure of applications is almost the same in all the countries. One can go through a
customer care number, through an online banking portal, or offline (visiting of office).
The following steps are helpful-
Call the customer care service of Citibank, and select the dialing number instructed for the credit card section.
Click the number told for closure of the credit card.
Citibank executives will scrutinize your closure application. If all standing amount on a credit card is paid before ignition of application. Then you will get closure of your Citibank credit card in 4-5 working days.

Close Citibank credit card loan

Apart from the EMI facility for the purchase of goods, Citibank also allows its customer to take loans
depending on their credit history. Usually one can go for a loan up to the credit amount of the card.
If one wants to pre-close the ongoing amount of loan. The following information are helpful-
First, you have to know the present outstanding amount for the pre-closure of the credit card loan. For this, you can contact Citibank customer care services. You have to pay 3% pre-closure penalty charges of the outstanding amount additionally as per norms of Citibank. Before initiation of loan closure, it would be essential to clear the outstanding amount.
Now you have to option to initiate the closure application, you can contact the 24×7 customer care number and initiate the closure process. It is notable that banks only entertain registered phone or mobile numbers.
Intimation of closure of credit card loan will reach your message box in 4-5 working days of Citibank.

Close Citibank credit card Singapore

Citibank credit card Singapore has a specific web site. The web site can be assessed at
https://www.citibank.com.sg/gcb/credit_cards/credit-card.htm

To close the Citibank credit card in Singapore, you can use above mentioned online Citibank account link or you can use the customer care services. The following points are essential to close down Citibank credit card Singapore.
First, you have to clear the outstanding amount of money against the credit card, if there is any.
Contact customer care services. The contact number is provided on the back end of a credit card. Keep ready your card-related information. Automated credit card customer services will ask about your problem and allow you to do the closure
request.
Alternatively, closure of Citibank credit card can also be done by online Citibank banking facility. There first you have to deactivate your card and then you have to send an email to the Manager, of customer care and request him/her to close the account.

Close account after canceling credit card City

If for any reason you do not want to continue your Citibank account and if you are availing of the facility of Citibank credit card also, then as usual first you have to close/cancel your credit card and then you have to process for closing the credit card account. The closure process for Citibank credit cards is shared in detail on the above-mentioned lines. You can close the Citibank credit card by taking the help of customer care services. For closing the bank account of Citibank, you require to visit the Citibank branch and give a closure application.

However, you have the option to take the help of the customer service number mentioned on the back of your credit card. As usual, you have to first clear the entire outstanding amount against the credit card.
Your credit card should not be scheduled for any monthly deduction, otherwise, bank officials will not allow you to close the credit card account.

Close Citibank credit card UAE

You can initiate the closure process through Citibank credit card UAE is having URL :

https://online.citibank.ae/AEGCB/JSO/signon/DisplayUsernameSignon.do

However, you have option to take help of the customer service number mentioned on back of your credit card. As usual, you have to first clear the entire outstanding amount against the credit card.

Your credit card should not be scheduled for any monthly deduction , otherwise, bank official will not allow you to close the credit card account.

Pros and Cons

ProsCons
>Citibank bank have worldwide network. This bank provides facilities to close
credit cards through customer care.
>Online banking facility can also be avail  through exclusive country based  URL .
After login into online credit card banking cancellation process can be initiated. One can do it  by sending mail to Citibank official by registered email ID.
>To close Citibank credit card by help of customer care call in the
toll-free number-18602102484 ( From any part of India),
912249552484 (From outside India)You
can send a request letter to close the SBI credit card in the email-  [email protected]  
It is mandatory to clear all the dues before closing an Citibank credit card. Outstanding amount or any pre schedule deduction of money from credit card will have to clear first.
Pros and Cons

Conclusion

The closure of the Citibank credit card process is simple. One can do it by contacting customer care,
customer care number is available on the back of the credit card. Citibank has a wide network of customers around the world, hence, the bank maintains an exclusive URL to facilitate customers of different countries. Closure of Citibank credit card or closure of Citibank credit card EMI requires a few simple steps. The clearance of all the dues is a mandatory condition in closing the Citibank credit
card. One can close the Citibank credit card by sending a request letter by email or by post. Details of the closure of different kinds of Citibank credit card is discussed elaborately on this web page on the above lines.


Frequently asked questions

Is there any charge if I pre-close the Citibank credit card EMI?

Yes, there are additional charges in the pre-closure of any loan in Citibank. 3% of the outstanding amount is the charge one has to pay additionally to the outstanding amount. Apart from this, there is not any amount as a fine you have to pay to the bank for the pre-closure of the Citibank credit card EMI. If you want to close the card after closing EMI, then You have only to ensure that all
the dues must be cleared before the closure application.

Can I close Citibank’s credit card temporarily?

Yes, You can close or deactivate the Citibank credit card temporarily. You have to contact customer care. Do not forget to check that your scheduled EMI or other scheduled payment should be over before the temporary closure of the credit card. However, it is advisable that before temporary closure, you must clear all the dues to avoid any late payment fine.

How to know the status of my Citibank credit card closure application?

It is better to check the closure of a credit card by checking your CIBIL report. If it is closed
properly, then the CIBIL report will tell you that such and such credit card of yours is closed with zero payment dues. For the current status of your application, you can contact your bank branch.However, you will get a notification through your registered email ID that your credit card closure process is over successfully.

Can I apply for the closure of my Citibank credit card in UAE from India?

Yes, this you can do. You have to use the Citibank credit card URL for UAE to initiate it. However, you can contact the customer care executive also for the work. The customer care services contact number is available on the back side of your credit card.

Which is a convenient method of customer care or online for the closure of the Citibank credit
card?

Both are equally easy. However, the preferred one is customer care. Customer care is fast and safe, as it is an automated computerized system. In customer care, you can talk to the bank executive also, if you wish so.

Can I transfer my credit score to another card at the time of closure of the Citibank credit card?

As per the provision of the Citibank credit card, you must redeem the earned credit points before initiation of credit card cancellation. In case you do not redeem, credit points will be lost.