Do you know the process of closure of Standard Chartered credit card is offline as well as online? This blog answers of a few important information related to- Close standard chartered credit card, Close standard chartered credit card online, Close standard chartered credit card India, Close standard chartered credit card loan, Standard chartered  customer care number. A little mistake in the closure of the credit card resulted in our huge loss in terms of Bank CIBIL score.

How to close Standard Chartered Credit Card?

If you have decided to close the standard chartered credit card, you have the online option as well as the help of customer service to initiate the closure process. However, Standard chartered bank is spread in 87 countries having around 87000 work forces. The standard chartered bank is having headquarter in London. Thus, for Indian customers, Standard chartered bank provides an exclusive facility of services.

Our research team is providing you with essential information related to the closure of the standard chartered credit card. We feel that adopting a proper way of the closure process is equally important as the process of opening the credit card, if we commit a few mistakes in the process then there may be credit point loss.

You require to go through the details of each point given below, it will not take more than two minutes of your valuable time.

A few important topics-

  • Essential formalities before closer application
  • Close standard chartered credit card
  • Close standard chartered credit card online
  • Close standard chartered credit card India
  • Close standard chartered credit card loan
  • Standard chartered  customer care number
  • Pros and Cons
  • Conclusion
  • Frequently asked questions

Essential formalities before closer application

A few essential checks are required before the application of the closure of the Standard chartered bank credit card.

  • You must clear any outstanding amount of money; if your card has any. As per the regulation of closure of credit cards, bank authority will not process your credit card application if there is a balance of money to be cleared.
  • You can check and clear the outstanding amount of money by going through your online account portal.

Save your eared credit points

  • There should not be any earned credit points that remain to be consumed. You should use the balanced earned credit points for any purchase etc. and make it nil before the application of closure, otherwise, you will lose your earned credit points.
  • Please check that there is no rescheduling of any deduction from your credit card for any purpose such as electric bills, water bills, or any other kind of purchase you had done. If there is any, please cancel the rescheduling and make an alternate arrangement for the payment.
  • Please check loans are properly closed; if taken earlier and not all the outstanding is over. If you have not yet received the loan closure letter from the bank, then please request the bank authority to provide the same. This kind of small mistake makes a problem in your SIBIL score.

Do confirm the closure

  • This is quite common that when you will contact the customer care officer of the bank for the closure of a credit card, they try their best to change your opinion and let you continue to be their credit card customer. After all, you are the bread and butter for them.
  • The customer care officer may grant you a lucrative kind of offer if you left your idea to discontinue the credit card. Now, it’s upon you whether you will be firm on canceling the credit card or avail of their special offer and continue.

Close standard chartered credit card

There are many ways for the closure of standard chartered credit cards, one of the favored ways is through customer care services. The customer care service number is provided on the backside of the credit card.

  • The automated customer care system will ask for your authentication and ask you to press the number meant for your credit card.
  • Press the number meant for the deactivation of a credit card.
  • Once the card will be deactivated, write an email to the customer care services available back of your card or available in the inbox of your online banking system. Request the authority to close the credit card. You will get a closure notice in a few days.
  • You can initiate the closure process offline also by visiting the Standard chartered bank branch and by giving the application for closure of credit card addressed to the branch manager.

Close standard chartered credit card online

Online closure of a standard chartered bank credit card requires you to open the online banking system.

  • Go to the credit card section available left column of the screen.
  • Select the De-activate option given under the credit card section.
  • Go to the inbox option present right top of the screen.
  • Open the inbox, and write a mail to the Manager, Customer Services, requesting to close your credit card and mentioning that there is not any outstanding amount against the credit card.
  • Your closure process is over, you will receive the closure of credit card notice in a few days.

Close standard chartered credit card India

Those who have a standard chartered bank credit card issued in India, now are abroad and want to close their credit card, the below-shared tips will be helpful:

Standard Chartered Credit Card login

The above-shown online portal is however for India, but if you are having ID and password of the Standard Chartered bank portal abroad, then also your credit card issued in India will reflect.

To close the credit card issued in India, two essential steps you have to adopt are.

  • First, you have to deactivate your card with the help of your online banking portal.
  • You have to send an email by Inbox provided on your online banking page, mentioning that no outstanding dues are there on your credit card and you want to close the credit card for some of your reason.

Close standard chartered credit card loan

Before complete closure of your standard chartered credit card, you must close the credit card loan; if there is any. A loan taken against a credit card can be made off by following the given steps-

  • The loan is taken for a certain fixed EMI, this number of EMI has been made activated at the time of purchase of goods or taking the currency for a particular work.
  • There is a fixed interest rate overall on the loan amount bank expects from you ranging in a particular interval of period.
  • Standard chartered bank takes an interest of 3% of the amount of pre- matured loan amount.
  • You have to first ask the Bank authority how much amount of money you have to pay; if you opt for pre-mature loan closure.
  • Once you will get the amount to be paid, clear it by depositing it in the credit card loan account and then request the bank official to close down your loan.