Reedem hdfc credit points

Redeem HDFC credit card

Redeeming credit card points in due time is essential; otherwise, we may lose the earned credit points. This blog will help you to understand topics such as- Redeem HDFC  card points;Redeem HDFC Regalia credit card points;Redeem HDFC credit card points into cash;Redeem HDFC credit card point online;Redeem HDFC credit card reward points without net banking;Redeem HDFC credit card reward points;Redeem HDFC diners club credit card reward points;Redeem reward point of HDFC credit card platinum plus;Redeem HDFC credit card points for air tickets;Redeem HDFC money back credit card points;Redeem HDFC jet privilege credit card points;Redeem HDFC credit card points platinum card;Redeem payback points of HDFC credit card.

Credit points are granted by the bank in association with the seller to encourage the credit card used to do many more purchasing. Redemption of credit points is usually done in terms of cashback, air tickets, hotel/restaurant bills, etc.

 In many cases, the redemption of earned credit points is valid for a particular interval of time. Hence, it becomes essential to redeem the earned credit points in a prescribed time interval. There are different ways to redeem HDFC credit card points. If you are interested in knowing about the process of checking to redeem points, redeem the HDFC credit card into cash, etc. you are invited to go through this blog. Our research team has shared the easy ways to redeem HDFC credit card points.  

  • Check redeem points in  HDFC credit card
  • Redeem HDFC  card points
  • Redeem HDFC Regalia credit card points
  • Redeem HDFC credit card points into cash
  • Redeem HDFC credit card point online
  • Redeem HDFC credit card reward points without net banking
  • Redeem HDFC credit card reward points
  • Redeem HDFC diners club credit card reward points
  • Redeem reward point of HDFC credit card platinum plus
  • Redeem HDFC credit card points for air tickets
  • Redeem HDFC money back credit card points
  • Redeem HDFC jet privilege credit card points
  • Redeem HDFC credit card points platinum card
  • Redeem payback points of HDFC credit card
  • HDFC credit card Customer care
  • Pros and Cons
  • Conclusions
  • Frequently Asked Questions

Check redeem points in HDFC credit card

How many credit points I have earned? What is the best way to get the optimum benefit out of my earned points? Few questions always stir inside us at the time of redemption of earned rewards/credit points.

Checking of earned credit points requires a few simple steps-

  • Just check your current credit card bill available in your mailbox. You will get the total number of earned points on different purchasing.
  • For overall details of earned credit points, use online internet banking or login to hdfc dot billdesk.com.

Bill desk has the internet link- https://www.billdesk.com/pgidsk/pgmerc/hdfccard/index.jsp

  • Go to the ‘Enquire’ section under the credit card.
  • Select the ‘ Cashback and redemption’ tab, under the ‘Enquire’ section. Know the details and overall earned credit points.

Redeem HDFC card points

Redeeming HDFC card points is quite simple. You can use your HDFC net banking facility or HDFC Bill desk application.

You can also use the mail facility or customer care facility to redeem the credit points. Follow the following steps-

  • Use this internet link to redeem above mentioned three options- Internet banking, post, or 24×7 customer care-

https://www.hdfcbank.com/personal/pay/cards/credit-cards/claim-rewards

  • Once 500 credit points are accumulated in your credit card account, you can redeem the earned points into discounts, gift vouchers, cashback, etc.
  • Go to the HDFC internet banking portal.
  • Use the card option. You will see the debit card and credit card options. Select the credit card option.
  • Go to the cashback and redemption tab available scrolling under the ‘Inquire’ section.
  • Select the HDFC checking account number to transfer the cashback against the earned credit points.
  • Click the OK button; provide the OTP received on your mobile. Work is done.
  • You can request the redemption of earned points into cashback in your checking account by email provided inside your internet banking.
  • You can put a request to customer care for the redemption of credit card points. The customer care number is –(STD code)6160616. 
  • To avail the customer service facility for the redemption of credit card points, please keep ready your card number and associated PIN.

Redeem HDFC Regalia credit card points

HDFC Regalia credit card holders, have a big list to utilize the earned credit points. You can go into the link reward catalog through the internet link – https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/48eac6fd-1db6-4b8a-9cf6-3b158aa996a2?

There are exciting 200 (approx.) ways to redeem your HDFC Regalia credit card points. Electronics items such as laptops, mobile phones, tab, etc. there is an attractive discount through redemption.

You can use it for travel and luggage purposes, toy purchases, home, and kitchen appliances, and even for charity.

Complete satisfaction of your earned credit points is granted during the redemption of HDFC Regalia credit card points. You have to follow a few steps to redeem-

Log in by providing your email and password.

Click the above photo to go to HDFC credit card page
  • Go and click the ‘ Redeem reward points’ tab.
  • Registered your credit card number, this you have to do once the first time only.
  • Select the item category and required credit points.
  • Select the item as per your need and brand, and put it into the shopping cart.
  • Check/change your address for delivery of the item, email, and contact number.
  • Go through the terms and conditions and click on ‘OK.’

Redeem HDFC credit card points into cash

There is a conversion value in terms of INR for each earned credit point. But, it varies with the card, for example, with HDFC Infinia and Diners Black credit cards, the conversion factor is 1 credit point = INR 0.50.

Let us take another attractive example, HDFC super credit card grants you 1.6% to 16% direct cashback.

You can redeem the earned HDFC credit card points into cash only if it is a minimum equal to a value of INR 500. Here, it is essential to know that HDFC bank will charge you INR 99 as a convenience fee, hence, wait for a better accumulation of the appropriate amount of money.

Please follow the given steps to redeem the HDFC credit card points into cash-

  • Log in to HDFC internet banking portal- https://www.hdfcbank.com/
  • Select the ‘card’ option. Go to ‘Redeem reward points’ under Inquire tab.
  • Under ‘Redeem reward points’ select ‘ Cash Redemption’.
  • Enter the details such as bank accounts, etc. Proceed for OK.
  • Cash will reflect in the next 5-6 days.

Redeem HDFC credit card reward points without net banking

If you do not have your internet banking facility yet, you can redeem HDFC credit card reward points by post or through the help of customer care services.

  • If you want to use the post service, then you have to download the Reward redemption coupon available at the following link-

https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/8a3e73e0-bae3-4254-8519-86a1bc649adf?

  • In the reward redemption coupon, you have to fill in the product code and product name available in the HDFC credit card catalog.
  • You can drop it in the nearest credit card dropbox.
  • You can send it to the address- “Reward Helpdesk” HDFC credit card division, P.O. Box No. – 8654, Thiruvanimiyar, Chennai- 600041. 

Redeem HDFC credit card reward points

Please follow the below-shared methods to get the most favorable Redeem HDFC credit card reward points.

  • Go to your HDFC Internet banking portal to redeem the points. You have two options to redeem the earned points- direct cash or product purchase.
  • For direct cash, please check your card conversion factor, usually it is INR0.50 for each point. It should be a minimum of INR 500.
  • For product purchases, download the HDFC credit card redemption catalog; select as per your wish and purchase it by applying the redemption option. 

Redeem HDFC diner club credit card reward points

There are attractive reward points for the customers of HDFC dinar club credit cards. 4 reward points for the purchase of every INR 150.

Surprising 1 reward point= 1 Air mile. 1 Air mile means 6080 feet of travel. You must be feeling the heat of excitement after this lucrative offer. I am feeling.

You require adopting the following simple steps to redeem HDFC dinar club credit card reward points-

  • Open the link https://www.hdfcbankdinersclub.in/
  • Log in to the HDFC dinar club portal by providing a password and email.
For more details above picture can be clicked
  • Go to the Rewards redemption section undercard menu.
  • You have to make a booking of redemption of your earned credit points for purposes such as air travel, purchase of gift or electronics items, etc.
  • Use the catalog for selecting the code number and name/model of your chosen items.
  • Provide the number of redeeming points for the purchase of the item; the remaining amount will be deducted from your credit card balance.

Proceed for OK to complete the process.

Redeem reward point of HDFC credit card platinum plus

Platinum plus HDFC credit card is known for its incomparable 50 days of interest-free credit, and its add-on facility for three family members at no fee.

Redeem reward point of HDFC credit card requires the following few steps-

Above picture helps in reaching the online HDFC credit card bill payment -various method ; click the picture
  • Pick the ‘card’ option. After logging in to the above-mentioned link. Go to ‘Redeem reward points’ under Inquire tab.
  • Under ‘Redeem reward points, you will get the option to mention the item details which you want to purchase as well as the number of points requires to redeem.
  • Redeem reward point button also provide you to redeem your earned point direct into cash.
  •  Cash will reflect in your saving account in the next few days.

Redeem HDFC credit card points for air tickets

Few HDFC credit cards have a particular focus on air tickets and travel. Regalia/ Platinum plus/smart buy, etc. are an example. Follow the following to redeem HDFC credit card points for air tickets-

  • Many airlines and ticket booking agencies allow the redemption of HDFC credit cards for booking an air ticket. These agencies have tie-ups with HDFC bank.
  • During the booking of an air ticket, to redeem credit points, you require to provide the first nine and last four digits of your credit card number.
  • Mobile number registered in credit card/HDFC bank.
  • Your date of birth.

Redeem HDFC money back credit card points

Cashback offer while doing a purchase is popular as earned by burning. We purchase some of our essential items and save/earn during procurement.

Foll•    Check redeem points in  HDFC credit card

•    Redeem HDFC  card points

•    Redeem HDFC Regalia credit card points

•    Redeem HDFC credit card points into cash

•    Redeem HDFC credit card point online

•    Redeem HDFC credit card reward points without net banking

•    Redeem HDFC credit card reward points

•    Redeem HDFC diners club credit card reward points

•    Redeem reward point of HDFC credit card platinum plus

•    Redeem HDFC credit card points for air tickets

the owing process is helpful, for redeeming HDFC money back credit card points-

  • Use your credentials to login the internet banking portal- https://www.hdfcbank.com/
  • Go to the ‘card’ option. Scrawl to ‘Redeem reward points’ available under Inquire tab.
  • Search for the cash redemption option inside the  ‘Redeem reward points.
  • Under cash redemption, you require to provide details of bank accounts on which you want to credit points converted money. Click OK.
  • Cash will be credited to your account in the next few days.

Redeem HDFC jet privilege credit card points

HDFC jet privilege credit card has a business MOU with JPMiles and Intermiles. You have a lot of points and redemption facilities at intermingles dot com.

You can avail of many facilities including a discount of INR 750 on each return flight ticket on intermingles dot com platform.

To redeem HDFC jet privilege credit points following essential steps are required-

  • Go to the link https://www.hdfcbank.com/personal/pay/cards/credit-cards/jet-privilege-hdfc-bank-world
  • Log in to internet banking with your credentials.
  • Choose the option ‘Redeem reward points’ available on the left-up side of the page in the above-mentioned web link.
  • Go to the ‘card’ option available there. After logging in to above -mentioned link. Choose the ‘Redeem reward points’ under Inquire tab.
  •  ‘Redeem reward points’ also grants options for direct cash and purchasing. There is also an option to mention the item details which you desire to buy as well as the number of earned credits you want to redeem. 
  • For direct cash, an option is there, select it, and transfer the points in the form of currency in your bank account.
  •  Cash will reflect in your saving account within a short interval of time.

HDFC credit card Customer care

HDFC credit card customer care services work 24×7. For redemption of credit points or any problem related to HDFC credit cards, customer care extends their immediate help. The customer care number is –(STD code of your town)6160616. To avail of the customer service facility for the redemption of credit card points, please keep ready your card number and associate PIN.

Pros and Cons

ProsCons
1)HDFC credit card customers have varieties of the facility and associated offers for the redemption of earned credit card points.
2)If you want to redeem your credit card earned points into hard currency, there is an option.
3) If you want to redeem your credit card earned points for purchasing of air ticket, gift items, or charity, all the options are there online.  
For a few purchases, a few companies offer credit points which can be redeemed only for a fixed interval of time and for a particular fixed purchase.
Pros and cons of HDFC credit card redeem

Conclusions

Redemption of earned credit points is one of the main attractions associated with HDFC Credit card customers. HDFC is a leading credit card provider having unique offers.  Redeeming HDFC credit card points have a variety of ways- one can do it online, by post, or by customer care. In the above blog, the method of redemption by internet banking, by post, and by customer care is shared elaborately.

Frequently asked questions

Is there any fee for redemption of HDFC credit card points?

If you convert credit card points into cash and transfer it to your bank account, HDFC charges a convenience fee of Rs 99. But if you redeem the points for the purchase of some items, then there are zero fees.  

Can I redeem HDFC credit card points online?

Yes, You can redeem HDFC credit card points online. You can do this with the help of your HDFC internet banking. After logging in to your internet account you will get ‘Redeem credit point’ under Inquire tab, you can use that to redeem the credit points.

Can I do redemption of my earned credit points of HDFC credit card without internet banking?

Yes, You can do that, you have to fill out the redemption coupon available online as well as at your HDFC bank branch. You have to fill it out and submit it to your bank branch, or directly you can submit it to the head office in Chennai.

What is the value of one credit point in terms of INR on an HDFC credit card? 

When we redeem earned credit points into cash, the conversion value depends on the type of credit card. In general, 1 credit point = INR 0.50

Is there any minimum number of credit points essential for redemption into cash?

Minimum 500 credit points must be accumulated before redemption. HDFC Bank charges Rs 99 as convenience fees for redemption into cash.